Privacy Policy

Effective Date: 10-1-2024

1. Introduction

Welcome to Harry Fry & Associates. We value your privacy and are committed to safeguarding your personal information. This Privacy Policy outlines how we collect, use, disclose, and protect your information when you visit our website, www.harryfry.com, and utilize our equipment financing services (“Services”).

2. Information We Collect
3. Personal Information:
   To provide our Services, we may collect personal information that can identify you, including but not limited to:

• Full name
• Contact details (email address, phone number)
• Business name and details
• Financial information (credit history, bank account details)
• Identification documents (e.g., driver’s license, tax identification number)

1. Non-Personal Information:
   We also collect non-personal information that does not directly identify you, such as:

• IP address
• Browser type and version
• Device information
• Pages visited on our Site
• Time and date of your visit

3. How We Use Your Information

We use the collected information for various purposes, including:

• Providing Services: Process your financing application, conduct credit checks, and manage your account.
• Communication: To contact you regarding your application, respond to inquiries, and provide updates or promotional materials.
• Improvement: To analyze user behavior and improve our website, products, and services.
• Legal Compliance: To fulfill our legal obligations and protect our rights.

4. Sharing Your Information

We do not sell or rent your personal information. However, we may share your information with:

• Service Providers: Trusted third parties who assist us in providing our Services, such as credit reporting agencies, payment processors, and customer support services.
• Legal and Regulatory Authorities: If required by law, regulation, or legal process, or to protect our legal rights.
• Business Transfers: Your information may be transferred as part of a merger, acquisition, or sale of our business assets.

5. Data Security

We employ industry-standard security measures to protect your personal information from unauthorized access, disclosure, or misuse. However, please note that no method of data transmission over the Internet or electronic storage is completely secure.

6. Cookies and Tracking Technologies

Our Site uses cookies and similar tracking technologies to enhance your experience, analyze website traffic, and improve our Services. You can control cookies through your browser settings, but disabling cookies may affect your ability to use specific site features.

7. Your Rights

You may have rights regarding your personal information, including the right to:

• Access the personal information we hold about you.
• Request corrections to inaccurate or incomplete information.
• Request the deletion of your personal information, subject to certain exceptions.
• Opt out of marketing communications.

To exercise your rights, please contact us at info@harryfry.com

8. Consumer Privacy Disclosure

Our Consumer Privacy Disclosure provides and overview of how consumers receive certain privacy rights and protections.  This disclosure is designed to comply with the California Consumer Privacy Act (CCPA) and other state regulations pertaining to data privacy.

California Consumer Privacy Act Disclosure (“CCPA Disclosure”) and California Privacy Rights Act Disclosure (“CRPR Disclosure”) explains the privacy rights of California residents under CCPA and CPRA and how they may exercise those rights.  This CCPA Disclosure and CPRA Disclosure applies to California residents and supplements all other privacy policies applicable to Harry Fry & Associates.

State Consumer Privacy Disclosure – In addition to the Harry Fry & Associates policy outlined herein, this disclosure is intended to encompass and adhere to all applicable state level regulations related to consumer privacy.  Consumers residing in various states may have distinct rights and protections, and this disclosure aims to ensure compliance with the highest standards set forth by each jurisdiction.

9. Third-Party Links

Our Site may contain links to third-party websites. We are not responsible for the privacy practices of these websites, and we encourage you to read their privacy policies before providing any personal information.

10. Children’s Privacy

Our Services are intended for adults and are not directed to individuals under 18. We do not knowingly collect personal information from children under 18. If we become aware that we have inadvertently collected such information, we will take steps to delete it.

11. Changes to This Privacy Policy

We may update this Privacy Policy occasionally to reflect changes in our practices or for legal, regulatory, or operational reasons. Any changes will be posted on this page with an updated “Effective Date.” We encourage you to review this Privacy Policy periodically to stay informed about how we are protecting your information.

12. Contact Us

If you have any questions or concerns regarding this Privacy Policy or our data practices, please contact us at:

Harry Fry & Associates
291 Main Street  West Newbury, MA   01985
978-308-1000
info@harryfry.com

Revision Date:   10-9-2024